The Mississippi Health Insurance Marketplace (MHIX) is the only one of its kind in the country, providing access to quality health care at prices that can compete with the nation’s private health insurance marketplaces.
But in an effort to be as self-sustaining as possible, MHIX has been in an aggressive downward spiral for years.
In 2014, for example, the company went from operating on a $1.9 billion annual revenue to $500 million in debt.
The next year, it lost another $500 to $700 million in revenue and the year after that, it went into receivership.
The company also ran into financial troubles, with $2 billion in losses in 2016 alone.
But the company finally took steps to stabilize its finances in 2017, and in 2018 it went on a “soft landing” to begin the transition to a state-run system.
The new system, called the Health Choice State Plan (HCSPL), is intended to offer access to high-quality health care, including prescription drug coverage, mental health, and more, and it was designed with the goal of attracting as many Mississippi residents as possible into the state’s insurance marketplace.
The plan is modeled on an existing plan called the Healthy People 2020 (HP2020) that was designed to compete with private health insurers in the Mississippi marketplaces, but with a few key differences.
The Health Choice state plan has a lower deductible and caps out-of-pocket costs at $2,600.
That means that people with income up to $30,000 can purchase coverage through the Health Choices Marketplace and then receive subsidies to help cover their medical expenses.
However, the HHSPL also includes high-deductible catastrophic plans with deductibles of up to 10 times the average cost of private health plans, as well as plans with no out- of-pocket limits.
Those plans also cover a limited number of services, and coverage of those services is available at no cost to enrollees.
But for many people, the benefits of buying into the new system were more complicated than expected.
One of the key differences between the HCSPL and the HP2020 is the availability of private insurance through the HCPPL, a health plan that covers only certain services.
The HHSPL is the most expensive insurance plan available for most Mississippians, and many of those who were initially interested in purchasing the Health Care Choice state program were shocked to find that they were not able to.
The only option for most of the people they had been promised would be the HCCP, a private insurance program that offers lower deductibles, but that also offers coverage for all but a limited subset of services.
It also provides coverage for a limited portion of services that the HHSP does not cover.
For example, while the HPCP offers coverage to most Mississippers with pre-existing conditions, it does not provide coverage for many things such as mental health or medical care, which are covered by the HHSPP.
But because the HCMPs costs are so high, many people who were originally offered the HCHP were turned away from the HHSPMC program, and some even went back to the HCEP, the Health Coverage Exchange, because they were unable to pay the higher premiums and out-pocket expenses associated with the HCHO state plan.
While some of those people were able to pay, it wasn’t enough to keep them in the marketplace.
As a result, many of them found themselves with much higher out-out-of pocket medical expenses and the financial burden of paying those costs, even as they were enrolled in private health care plans.
In response to a request for an interview, Health Choice spokesperson Lisa Hulbert provided the following statement to The Washington Post: The Mississippi HCP is a state program.
There are no plans for anyone under age 55 to be enrolled in the HCAP.
We are committed to providing quality health insurance to all Mississippans.
The HCPP has had significant issues.
There were a number of people who had trouble enrolling in it.
The most significant issue was that many people had to pay out-patients and out of pocket expenses and not just out-the-pocket.
The cost of out-patient services for a person with diabetes, for instance, would have been much higher than that for a Mississippian who had the HCO plan.
The problem is that, while many people were told that they could enroll in the HCP, they were told they could not.
That is because they would have to pay for all of the cost of their care.
In addition, there were a few people who paid out-in-person, but were told by the healthcare providers that they had to enroll out of necessity.
Some of those out- in-person people were actually charged more for the same out- the-in care care than the HOPP had,