My health insurance company will often ask me if I need an additional health insurance policy, even if I don’t have a health insurance.
I’m a new employee, so I haven’t had any health insurance before, but the company is asking me if my health insurance is worth it.
Is it worth it?
The answer is definitely.
I would love to be able to buy insurance, but I know it will cost me more money and be harder to afford.
What I need health insurance for is chronic illness.
I’ve had chronic illness for years, and I’m sure that this question will come up again.
My doctor, my nurse, my family, and my friends have all been with me through these experiences.
But it can also be scary.
I know my doctor and my nurse are going to tell me they can’t help me, and that I can’t afford it.
I can ask questions like this and see how my insurance company answers them, but if I can trust them, I will have a much better shot at getting the best insurance quotes.
I need to know what to expect and how to get a good deal.
Here are some basic questions to ask when trying to find an insurance company that will cover your needs.
What type of health insurance does my employer offer?
Do they offer health insurance?
What is the rate and plan type?
Does the plan have a co-pay?
How long does it last?
Does it cover medications?
What are the benefits?
What will I pay for?
What do I need in order to have the coverage?
What if I get sick?
What does that mean for me?
When will I have coverage?
How much will it cost?
What should I do if my doctor or nurse cancels or leaves the practice?
What can I expect if I lose my job?
What happens if I go bankrupt?
How do I know if I’m covered?
I’m new to the health insurance market, so it’s hard to figure out what the best rate is.
I have to ask around and try to find out what insurance is available to me.
I will also need to check to see if the insurance company offers any discounts on their policies.
What happens when I get injured?
What kinds of coverage are available to my family?
How many medical bills will I need?
Will my insurance coverage cover the hospital bills?
Will it cover prescriptions?
Can I have my medical expenses covered?
What about out-of-pocket expenses?
Will I be able get coverage through my employer?
What medical procedures do I have?
What kind of insurance does the company have?
Will the coverage cover my chronic disease?
What other insurance plans do I qualify for?
Will coverage cover all of my bills?
What am I eligible for?
Do I qualify if I have an existing health insurance plan?
Will that coverage be in my name?
If I have a medical condition, will I be covered under my insurance plan or be covered by the company?
Can insurance companies provide my specific needs?
Can the insurance companies cover my out- of-pocket medical expenses?
What types of services do I want covered?
Will they cover my prescription medications?
Will insurance cover dental work?
What would happen if I were to get hurt?
What could happen if my insurance did not cover my condition?
Do insurance companies insure my car?
Will this coverage include my home?
Does this coverage cover rental cars?
Do all health insurance companies offer coverage for dental work, prescriptions, and other medical services?
Do insurers cover any dental care?
How will I know how much coverage I have if I am sick?
Can you pay for your own medical care?
What type and frequency of services will my insurance cover?
Can your insurance company cover my prescriptions?
Will your insurance cover your car insurance?
Will you have to pay your rent and utilities?
What plans are available for my area?
Does my employer have any health coverage options for its employees?
Will all health coverage include the services I want to see?
Can my health plan cover prescription drugs?
Will there be a deductible?
Can health insurance cover hospitalization?
Will health insurance plans cover prescription medication?
What insurance plans have coverage for my chronic conditions?
Will plans cover my medical bills?
How is my health care coverage going to work for me if the plan is not going to cover my needs?
Will people who get sick be able buy insurance?
How often will they have to make payments?
What the heck is a health plan?
Are there any restrictions on who can purchase insurance?
Who is covered by a health policy?
What, if any, restrictions are on who has access to coverage?
Do you have any special health insurance needs?
Are your medical needs covered?
Can a medical emergency be covered?
Is my health coverage good enough to cover an emergency?
What else does my insurance cost?
How can I make sure I’m getting the right health insurance coverage?
Does insurance include maternity or paternity coverage?
Will any coverage include mental health care?
Does health insurance